Archive: October 31, 2025

Paytm Money Reduces Margin Trading Rates to Start at 7.99Percent p.a

Bengaluru, 31st October 2025: Paytm Money, a wholly-owned subsidiary of One97 Communications Limited (OCL) and one of India’s leading wealth-tech platforms, has announced a major revision in its Pay Later (Margin Trading Facility – MTF) rates, making leveraged trading more affordable and accessible for retail and high-net-worth investors alike.

The new rate structure introduces industry-leading MTF slabs with preferential rates for larger portfolios, marking a significant reduction from earlier levels. This effectively lowers the cost of leverage and allows traders to retain a greater share of their profits.

For larger portfolios, these new slabs offer strategic cost advantages and improved portfolio returns, setting a new benchmark for affordability in the Indian trading landscape.

A Paytm Money spokesperson commented: “With MTF rates now at some of the most competitive levels in the industry and preferential slabs for higher funding, we are making trading more affordable and inclusive than ever. Our fast order-pad and MTF calculators empower investors to plan better and trade smarter, helping them retain more of their gains.”

This move reinforces Paytm Money’s commitment to democratizing wealth creation through transparent, tech-driven, and cost-efficient investment solutions, strengthening its position as one of India’s most trusted and accessible wealth-tech platforms.

Dubai Brings Malawi Closer to the Paris Agreement through AI

Lilongwe/Dubai, 31 October 2025 — In a breakthrough that underscores Dubai’s growing role as a global exporter of climate innovation, the Government of the Republic of Malawi has partnered with the Dubai-based Green Economy Partnership (GEP) to launch the world’s first AI-powered Paris Agreement Implementation Platform (PAIP); an end-to-end digital system designed to manage national emissions, carbon trading, and international compliance under the Paris Agreement.

This landmark collaboration bridges Africa and the Gulf through technology as it connects Malawi’s commitment to sustainable growth with Dubai’s leadership in artificial intelligence and climate governance.

The platform marks the first time an AI system has been deployed to automate every compliance component of the Paris Agreement, including national emission inventories, carbon registries, corresponding adjustments, and biennial transparency reporting.

The initiative reflects a new phase in the global climate diplomacy, one built not just on policy leadership, but on exporting tangible technological solutions. Through GEP’s Paris Agreement Implementation Platform, countries can adopt ready-to-integrate AI and blockchain-based systems at no cost, ensuring transparency, traceability, and data sovereignty.

The system is built on a secure blockchain infrastructure that safeguards national data while enabling real-time emission tracking, project registration, and finance mobilization. Beyond compliance, it empowers ministries, private companies, and development partners to align environmental data with economic performance, making climate action both measurable and bankable.

For Malawi, the adoption of this AI platform represents a transformative step toward modernizing its climate systems. The platform will enable the Ministry of Natural Resources and Climate Change to consolidate all national carbon information into a single, transparent digital framework.

“Our collaboration with the Green Economy Partnership represents a transformative milestone for Malawi and the region,” said Dr. Yusuf Malsellino Mkungula, Principal Secretary at the Ministry. “This AI-driven system places Malawi at the forefront of climate innovation, creating a transparent digital infrastructure that underpins our new Article 6 framework. It allows us to manage Internationally Transferable Mitigation Outcomes (ITMOs) and mobilize climate finance with unprecedented efficiency, linking environmental integrity with economic opportunity.”

This announcement follows two years of research and co-design between GEP engineers and Malawian policymakers, aligning the system with international standards such as ISO, ESG, and UNFCCC reporting protocols. It ensures that Malawi’s emission data meets the same level of transparency as advanced economies, while maintaining full data sovereignty through what GEP calls ‘digital embassies’ to secure national data environments hosted within neutral, protected digital jurisdictions.

The partnership sets a precedent for technology transfer rooted in cooperation rather than competition. Through GEP’s open-access model, governments across Africa, Asia, and the Pacific can integrate PAIP’s digital infrastructure to manage their Paris Agreement obligations.

“Malawi’s adoption of this platform marks a historic step forward for the entire African continent,” said Arthur Chirinikian, Chief Executive Officer of GEP. “It sets a global precedent for digital climate governance, a comprehensive system that ensures transparency, accelerates access to climate finance, and enables real-time reporting. This registry will serve as a blueprint for how Africa can lead in climate-tech integration.”

GEP’s long-term vision is to establish a continental digital network linking multiple countries through shared standards and interoperable platforms, effectively creating a unified system of transparent climate data governance. The partnership also exemplifies Dubai’s post-COP28 legacy: using its innovation ecosystem to accelerate measurable global climate impact.

“Artificial Intelligence has matured into a powerful enabler of climate governance,” said Ivano Iannelli, Chief Sustainability Officer at GEP. “Dubai’s ecosystem of innovation allows us to develop scalable, sovereign systems that directly empower governments. Through this partnership with Malawi, we are proving that the Global South can lead in climate-tech deployment along with Dubai as its innovation hub.”

The official unveiling of Malawi’s PAIP is set for COP30, where it will be presented to the international community as one of the most advanced AI climate governance systems ever developed.

For GEP, this milestone extends the firm’s contribution to global climate progress beyond diplomacy into technological implementation. “Our goal is to translate the principles of the Paris Agreement into operational, data-driven tools,” said Iannelli. “Dubai’s innovation ecosystem, from AI to green finance, gives us the capacity to make that real.”

Following Malawi’s lead, GEP is now inviting additional governments to join its digital transformation program ahead of COP30. Countries across Africa, Asia, and Latin America will be able to launch their own AI-driven systems, each tailored to national policies and data infrastructures.

This collective movement demonstrates how technology built in Dubai can enable sustainable governance worldwide, a living example of climate solidarity powered by innovation. As countries race to meet their future targets, this partnership proves that digital transformation is not just about efficiency rather than about equity.

IBM, AICTE Partner to Launch National AI Lab in New Delhi

IBM Announces Strategic Collaboration with AICTE to Establish a National AI Lab in New Delhi

New Delhi, India, 31TH October, 2025:  IBM (NYSE:IBM) today announced a landmark collaboration with the All India Council for Technical Education (AICTE) to establish a state-of-the-art National AI Lab at AICTE Headquarters in New Delhi. Announced at IBM’s annual CSR event, an official pre-summit event in the run up to the India-AI Impact Summit 2026, this initiative will serve as a national hub for AI research, skilling, and innovation, empowering India’s next generation of talent to lead in the digital economy. 

The lab will be equipped with advanced computing infrastructure, AI software platforms, and a digital repository accessible to all AICTE institutions across India. It will also deliver training programs for students, faculty, and researchers, aligned with future skill needs in AI, cloud, and sustainability applications.

At the center of this initiative is IBM SkillsBuild, IBM’s free global education program that provides access to over 1,000 courses in AI and other in-demand technical skills. This collaboration directly supports IBM’s commitment to skill 30 million people worldwide by 2030, including 2 million in AI by 2026. With over 16 million learners worldwide already engaged, the National AI Lab will expand IBM SkillsBuild’s reach across AICTE’s expansive education ecosystem. 

In addition to online learning, the National AI Lab will offer in-person workshops, AI mentorship from IBM experts, project-based learning opportunities, and innovation challenges to drive real-world application of AI . 

Shri Dharmendra Pradhan, Minister of Education of India said, “I  am  happy  to  know that  the  All  India  Council  for Technical Education  (AICTE)  and  IBM are collaborating in the rapidly evolving domain  of  Artificial  Intelligence.  I  convey  my  greetings  to  IBM  for establishing  a  state-of-the  art  Al  Lab  at  the  AICTE  Headquarters,  a commendable  initiative  aimed  at  promoting  and  deepening Al-centric research, innovation, and skilling across the country. This  significant  partnership  is  in  perfect  alignment  with  the Government  of  India’s  policy  of  fostering  Industry-Academia collaboration  to  harness  the  immense  potential  of  new-age technologies  in  realising  the  vision  of  a  Viksit  Bharat.  By  bringing together  the  strengths  of  industry  expertise  and  academic excellence,  this collaboration,  I  am  sure, will  not only enhance the quality of technical education but also empower our youth with the industry relevant skills to strengthen  India’s  position  as a  global  hub for future skills. I  hope  that  this  initiative will  serve  as  a  role  model  for other

industry  partners,  inspiring  them  to  engage  more  deeply  with academic  and  research institutions  to  create  a  vibrant  and innovation-driven ecosystem. I once again extend  my best wishes to AICTE and  IBM for this forward-looking  initiative  and  look  forward  to  its far-reaching contributions  to  India’s  journey  toward  technological  self-reliance and inclusive growth.”

Justina Nixon-Saintil- Vice President, Corporate Social Responsibility and Chief Impact Officer, IBM said, “At IBM, we believe that technology must be harnessed for social good and economic growth. Our investment in this AI Lab with AICTE reflects our commitment to scaling access to future skills and creating pathways to career onramps. By combining IBM SkillsBuild with the AI Lab’s advanced resources, we will support India’s students and educators in building the capabilities needed to solve some of society’s biggest challenges. This is about creating impact at scale.”

Sandip Patel, Managing Director, IBM India & South Asia added, “India is at a pivotal moment to lead the AI-powered global economy. By investing in AI and building future-ready skills, the nation can drive inclusive growth, unlock new markets, and create the jobs of tomorrow. Our collaboration with AICTE to establish the National AI Lab in New Delhi will serve as a nucleus for cutting-edge research, skill development, and real-world AI applications. Through initiatives like IBM SkillsBuild, we are nurturing talent at scale, empowering the next generation, and accelerating India’s journey toward a truly Viksit Bharat.”

The collaboration reflects IBM’s long-standing commitment to AI skilling initiatives in India and AICTE’s vision to empower students and educators with cutting-edge resources. Together, the two organizations will enable India’s technical education ecosystem to be future-ready.