Archive: December 31, 2021

Real Estate Year-End Review and Outlook for 2022

By Mr. Kaushal Agarwal – Chairman, The Guardians Real Estate Advisory

The recent surge in demand for housing, against the backdrop of pandemic-inflicted necessity, low interest rates and reduced stamp duty, has given an indication that the real estate sector is on track. However, the absence of an industry status, a single-window clearance and more financial options for developers are some of the issues that may eventually come to haunt the sector. Moreover, the Covid-19 pandemic has changed the demand and supply dynamics. Even though the concept of owning a home has gained renewed importance, the very notion of an abode has changed. Today, the new remote working model has not only reduced the need of buying homes in Tier 1 cities, where most offices are located but also created a new market in the Tier 2 and 3 locations.

This reverse migration revealed that employees would prefer to work from Tier 2 or 3 cities and if given an opportunity they would buy bigger homes in smaller satellite zones rather spending big in the plush cities.This new rising trend has indeed created a niche market for the developers and will provide opportunities for real estate players to expand their operations in non-metro cities in 2022. At the same time, it has also forced the sector to reinvent its business model with multi-blend projects to meet the new aspirations of the urban rich who are looking for extra space and luxury in the heart of the big cities. To put it the other way, the real estate companies that adapt their investment and development strategies to stay ahead of changes in the real estate scenario will be best positioned to reap the benefit of 2022 and leverage the overall Zeitgeist.

Ayurveda Hair Care Range of Vedas Cure brings unique herbal composition, shampoo and oils

The future of cryptocurrency for small businesses

While the uniqueness and volatility of cryptocurrency are appealing to traders, the risk factor may be intimidating to small enterprises. You may lower your risk by thoroughly studying cryptocurrency organizations before deciding which ones to accept. It’s also crucial to remember that regulations are always evolving, so there may be a solid safeguards system implemented for merchants in the future.

Introduction

If you haven’t been living under a rock, you’ve undoubtedly heard of blockchain and cryptocurrencies. Since Satoshi Nakamoto published a paper in 2008, the growth of cryptocurrency has been one of the main themes in the financial field; as a result of the emergence of digital wallets, more efficient and fast payment solutions are becoming available, altering the way we do business. Because cryptocurrency is instantly translated into local currency for e-commerce retailers when utilizing a payment processor, adopting this method of payment for businesses may be quite seamless. Despite this, the majority of people have yet to join in.

As an eCommerce retailer or business owner selling online, you already understand how crucial the user experience is when it comes to closing a deal. With a variety of online payment alternatives, it’s important to make it as simple as possible for a consumer to check out easily. Adopting cryptocurrency as a payment method as an online business owner may improve your clients’ shopping experience and extend your customer base by providing additional options at the checkout.

Cryptocurrency payments are getting more popular, but are they worthwhile to incorporate into your business checkout system? Here’s all you need to know about cryptocurrency payments adoption for e-commerce retailers and small businesses online.

The need for encrypted payments 

Despite some initial concerns, it seems that we have reached a tipping point for the need to use cryptocurrency as a source of payment. Companies and businesses that are aware of the urgent need to stay relevant and move along with the trend have started looking into how they can partner with crypto supported payment ecosystem to accept cryptocurrencies as part of their payment methods at checkout. Consistent with the growing demand. Data shows that 6% of online businesses accept cryptocurrency (an increase of 9% in the United States), and another 15% of businesses hope to accept cryptocurrency within the next two years. However, the willingness to adopt cryptocurrency as a payment method is not the same as the ability to do so. As our data shows, if cryptocurrency is about to break through as a major alternative payment method, then companies should develop strategies to effectively incorporate cryptocurrency acceptance into businesses’ checkout systems without compromising their existing payment infrastructure. 

Bitpace is one of the leading crypto payment method integrations providers on the internet that provides this feature for merchants. By integrating Bitpace, online businesses or merchants can start selling their products or services with the currency of their choice, and these payment methods can be selected, integrated, and deselected through its merchant account tool. These options include the ability to accept cryptocurrency with an opportunity for the merchant to withdraw their balance in FIAT or cryptocurrency. Therefore, through this integration and the choice of cryptocurrency, online merchants can easily and quickly incorporate currencies such as Bitcoin into their accepted payment methods so as not to harm their acceptance of traditional payment methods or other alternative methods. 

It’s clear that cryptocurrencies and the technology behind them are gaining momentum in the e-commerce industry. But why should businesses start accepting this type of payment in an online store? 

Advantages of accepting cryptocurrency payment:

• Quick transactions

Unlike credit card systems, cryptocurrency is processed immediately and provides much faster access to funds which can help optimize your business cash flow. Even with some payment gateway, only the scanning of a QR code is required, reducing the steps of the payment process and, consequently, the abandoned carts. 

For consumers, instant cryptocurrency processing means that orders are shipped instantly-perfect for meeting customers’ growing demand for fast delivery.

• Low rates

In general, cryptocurrencies have low transaction fees. You will likely find them lower than the fees for services like PayPal or other credit card providers. This is good news for e-commerce sellers. You can increase the profitability of your business by lowering transaction costs.

• More security

Cryptocurrency transactions are irreversible, so returns must be negotiated rather than directly receiving a chargeback.

• Marketing opportunity

Offering this type of payment method can be a great differentiating attraction for a new type of buyer who prefers to pay with cryptocurrencies. In addition, cryptocurrencies can make international transactions easier, cheaper, and faster, which is an advantage for brands looking to expand their borders.

• Transparency

Blockchain technology can keep transaction and consumer data cleaner and more transparent. This higher accuracy is important to retailers’ marketing efforts and helps pave the way for more effective targeting and avoiding wasted spending.

• Better user experience

Cryptocurrencies, as a payment method in your online store, give your customers more options when paying. This flexibility allows for a better shopping experience, helping to increase conversion rates and reduce cart abandonment.

Disadvantages of accepting cryptocurrency payment:

At the same time, despite the efficiency of the technology, there are still some risks involved. Consider the following before adding cryptocurrencies as one of your payment methods.

• It necessitates customers’ adaptation to new technology.

Cryptocurrency payments may not be appropriate for tech-averse clients since they demand some comprehension of something that is still new. To purchase your products or services using cryptocurrency, customers will need to create their wallets. It may not be worth integrating this sort of payment method just yet if your firm caters to a conventional clientele or skews older.

• Market turbulence

The most significant risk is market volatility. There are many different crypto organizations out there, with some performing better than others. Because of the market’s instability, it may be dangerous to keep company funds in cryptocurrency, but you may quickly convert to fiat currency when you get payments with the help of a crypto payment integration company like Bitpace.

The future of cryptocurrency for small businesses

While the uniqueness and volatility of cryptocurrency are appealing to traders, the risk factor may be intimidating to small enterprises. You may lower your risk by thoroughly studying cryptocurrency organizations before deciding which ones to accept. It’s also crucial to remember that regulations are always evolving, so there may be a solid safeguards system implemented for merchants in the future.

Nevertheless, the future of crypto payment appears to be bright for both small enterprises and consumers. Adoption is accelerating, and as more large corporations, such as Microsoft, begin to accept cryptocurrency as payment, smaller businesses are expected to follow suit. Fortunately, you may now utilize an eCommerce integration to start taking cryptocurrencies on your online business right away, instead of wasting time looking for the best wallet or attempting to construct anything yourself. An increasing number of platforms such as Bitpace are now assisting in the management and integration of crypto payments methods into your system, removing any risk from the equation. It’s worth looking into for the possibility to increase your brand’s market reach Internationally.

Conclusion

There is no doubt that as consumer and business demand for cryptocurrency transactions grows, these payment innovations will continue to develop and become more and more popular, as they have penetrated the public’s consciousness and the use of cryptocurrencies is becoming more common.

Integrating cryptocurrency payment into your online store as a business owner is worth it if you want to keep your business on the leading edge. You can integrate Bitpace into your online business immediately to start taking cryptocurrencies. 

They offer a more tempting option for firms on a low budget by offering zero monthly fees, no commitment, no hassles, and no upfront charges— Bitpace, on the other hand, is scalable to any business size, including Enterprise, making it a fantastic solution for large businesses as well. With minimum risk, you can now appeal to crypto-enthusiast clients and increase your brand’s visibility.

If you’d like to learn more about accepting payments on your platform, you can visit www.bitpace.com.

Vegetarian dog treats

Many people find it difficult to find dog food and treats that are high in nutritional value and contain no artificial ingredients. It’s worth choosing vegetarian dog treats. Why?

Vegetarian dog treats – a delicious snack for dogs of all ages

If your dog leads a intense life and needs a healthy diet it’s worth choosing vegetarian snacks for him. It is important to remember that your dog cannot eat only vegetarian meals. Due to this fact, vegetarian snacks should be added as a snack to the daily diet. Why is this a good solution?

• Vegetarian dog treats are packed with healthy, plant-based nutrients and minerals that may be missing in your dog’s daily diet,
• They are also low in calories and no fat and 100% natural,
• Vegetarian dog treats are good for dog’s digestive system.

Something delicious…

Vegetarian delicacies are the perfect snack between meals. They are low in fat and the production process is very careful.

This is a guarantee not only of the highest quality products, but also of care for the natural environment. Thanks to this, your dog eats healthy meals.

Vegetarian snacks contain vitamins, including vitamins A and C, and lutein to improve dog’s eyesight and skin. They also contain minerals. Vegetarian snacks for your dog lower sugar levels in the blood and make bones stronger.

Here are the reasons why you should choose a vegetarian dog snack:

• It is a good addition to your diet.
• They are suitable for dogs with food intolerances.
• They contain ingredients from controlled organic farming.
• It is a composition with low fat content.
• They have a gentle production process and retain nutrients.
• It is the perfect snack or reward between meals.
• Free from artificial additives, pesticides and GMOs’.
• The overall low protein content facilitates the digestive organs and facilitates metabolic processes.
• The substances contained in the snacks have a positive effect on the health of the skin and the condition of the coat.
• 100% vegetarian and the best digestibility.
• The snack is perfect for everyday use at home and on the go.

This is a modern dog snack – thanks to this, you will do something good not only for your dog, but also for all nature!

The Institute of Chartered Accountants of India (ICAI) holds its 2nd day of Annual Convocation Ceremony in Kolkata

Kolkata, 30th December 2021:

The Institute of Chartered Accountants of India (ICAI) holds its 2nd day of Annual Convocation Ceremony in Kolkata today. Chief Guest, CA Deepak Kumar Kedia, IPS, Guest of Honour, CA Rajendra Prashad Pansari, Sr. President, Essel Mining & Industries Ltd, CA.(Dr.) Debashis Mitra, Hon’ble Vice President, ICAI, CA. Sushil Kumar Goyal, Central Council Member and Co-ordinator of Convocation, CA. Ranjeet Kumar Agarwal, Central Council Member, CA Sunil Kumar Sahoo, Chairman, EIRC, CA Ravi Kumar Patwa, Vice Chairman, EIRC and CA. Debayan Patra, Secretary, EIRC inaugurated the program by lighting up the traditional lamp along with other eminent dignitaries. The event was followed by Oath taking ceremony of the newly enrolled Members and awarded the Rank Certificates to CA Final Examination, also Membership certificates was distributed to the newly enrolled members.

This New Year gift your loved one’s good health

With less than a week to go until New Year, the final countdown is on to wrap up your New Year shopping. Whether it’s buying something for yourself or a present for your loved one, it’s advisable to choose something healthy as a gift. In the face of the pandemic, we’ve all realised the importance of eating healthy. So, in order to make them feel loved and appreciated, surprise them with this healthy hamper from Supreem Super Foods. They have come up with tailor-made healthy combos for people who are looking for easy solutions to maintain a healthy lifestyle. Each hamper contains a pack of Wellness Treats and all eight lifestyle management snacks.

Dr Mohan’s Diabetes Specialties Centre enters SILIGURI

Chennai, 30th December 2021: Diabetes is often named a silent killer because it does not show any apparent symptoms but can cause organ damage. The absence of symptoms may be a reason why 50% of the Indian population with diabetes are unaware of their condition and are left undiagnosed. Diabetes, when left untreated can slowly affect the blood vessels, nerves, eyes, Kidney, liver and feet. Often co-existing with diabetes are high cholesterol and high blood pressure – this is called a “metabolic triad” and can precipitate a stroke or a heart attack if not managed carefully.

While it sounds ominous, it is also one of the easiest diseases that can be kept under control with regular, diligent check-ups. The good news is that with good lifestyle advice, it can also be prevented or reversed in early pre-diabetes stages. With the right diagnosis, right treatment and the right support, the complications of diabetes can be kept away for life. Dr Mohan’s Diabetes Specialities Centre which is the largest diabetes chain in India has a record number of more than 500 living patients above the age of 90 years without complications from diabetes. They have indeed now gone to special lengths to keep their 5 Lakh plus patients with diabetes, under their good care especially during this Covid season through comprehensive management and 360-degree care with more than 50 lakh consultations done. They are also the Diabetes Reversal Experts.

Dr Mohan’s has now launched its comprehensive care centre for the people of North Bengal at Siliguri, above Reliance Jewels, Opp-Hotel Sachitra, Sevoke Road, Siliguri that will provide complete diabetes care under one roof in the heart of the city. The Chief Guest of the occasion was Dr. G. B. Das, Renowned Gynaecologist and Head of New Ramkrishna Seva Sadan and the Guest of Honour was Dr. Rajesh Saini, Chief Executive Officer, Siliguri Greater Lions Eye Hospital with the presence of Dr. Manodip Acharyya along with his team. The Siliguri centre will be opened for appointments from 3rd JANUARY 2022. This will be the 3rd centre in West Bengal and the 50th centre in India. Dr Mohan’s Diabetes Specialities centre will also be offering home care services for its patients in the convenience of their home.

Dr Mohan’s Diabetes Specialities Centre was started in 1991, thirty years ago by Dr V. Mohan, a Padmashri Awardee in Chennai to ensure that patients with diabetes received total diabetes care. Indeed, Dr Mohan’s Diabetes Specialities Centre is India’s most acclaimed “one-stop” comprehensive diabetes treatment facility offering multi-disciplinary services like blood investigations, Diabetes Foot Care, ECG, Eye check, Nutrition & Dietetics, Patient Education, Diabetes footwear, Pharmacy, Fitness, genetic testing and food products under one single structure. Dr Mohan’s Diabetes Specialities Centre is backed by a strong research unit that boasts of more than 1400 research publications in Diabetes. Dr R.M. Anjana is the Managing Director of the large chain that spans across 30 cities across India and has established “Precision Diabetes” treatment.

A patient can walk in, get their blood and physical tests done, receive doctor’s prescription along with nutrition and lifestyle modification advice, fitness advice and medicine purchase within a few hours.

“Dr Mohan’s will strive to carry on its tradition of providing the best diabetes care to those who need it most for decades to come,” said Dr V. Mohan, Chairman, Dr Mohan’s Diabetes Specialties Centre.

Dr Manodip Acharyya, Consultant, Dr Mohan’s Diabetes Specialities Centre, Siliguri Branch said, “The advanced technologies deployed at Dr Mohan’s Diabetes Specialities Centre not only help to ensure an early diagnosis of diabetes for the people of Siliguri but also provide quality care and support. We aim to empower, educate and counsel people to lead a healthy lifestyle and break myths about diabetes management. We will be able to detect and help manage diabetes very effectively for our people.”

Punjab National Bank Launches Online Life Certificate Submission Facility

Hyderabad, 30 December 2021: In a major initiative to simplify and extend convenience to its pensioners, Punjab National Bank has come up with the facility of online Life Certificate submission for Central/State Govt. pensioners. The easy-to-use web-based platform will enable pensioners to submit their Life Certificate through Video based Customer Identification Process (V-CIP).

This paperless submission process has been designed to involve video-based identification along with other simple pre-requisites such as a computer or a mobile/tab equipped with a camera, with GPS and microphone facility. Pensioner’s mobile number and Aadhaar number should be linked with bank account number. The pensioner will be able to submit their ‘Life Certificate’ via a video call through the bank’s corporate website www.pnbindia.in under “Online Services” section.

Post accessing the online platform, pensioners will have to enter the A/C number and mobile number registered with the bank. After validation of these details and Aadhaar number, the pensioners will be able to initiate a video call with the bank official who will further validate details online during this process. On successful validation of all the parameters, the request will be approved. The LC will be processed within two working days and an acknowledgement will be sent to pensioner’s registered mobile number.

We are upbeat about demand for diamonds in the country – Mr. Sachin Jain, Managing Director, De Beers India

 – Mr. Sachin Jain, Managing Director, De Beers India

The growth trajectory has been very strong for us in the past few years and with the onset of the new year, we are upbeat about demand for diamonds in the country. Despite the challenges experienced due to the pandemic, Indian consumers have expressed strong demand for diamond jewellery, outstripping demand for other luxury categories, as they sought out purchases with emotional meaning and enduring value. The year 2021 has been the strongest year for us in the last decade and we have registered growth of around 15 per cent over the 2019 performance which was our best year.

De Beers Forevermark’s research has shown that there is increasing demand for its natural, rare, beautiful and responsibly sourced diamonds across the country. Going forward, we expect to see significant rise and rebound in diamond consumption that has a lot to do with what diamonds and jewellery mean for the Indian consumer. People want to invest in luxurious products but ones that hold value and want an assurance of genuineness. This is an opportunity for the diamond jewellery market to gain a significant share of consumer spending. We see great demand from the younger generation as they prefer jewellery to complement their personality and define their individual style statement. Besides this, we see demand for minimalistic and everyday wear diamonds as the sentiment has now shifted towards wearing diamonds for any occasion. We believe consumers would continue to spend on valuable and niche products that convey a strong emotional bonding, especially in the post-pandemic world. While the brand has 270 doors in India spread over 60 markets, we look forward to expanding it to 300 by the end of 2022. The brand also has 13 exclusive boutique stores in India and plans to increase this to 30 by the end of 2022. The company is also focused on consolidation across the country as it sees immense potential in the growing number of metros, tier-2 and tier-3 cities.

With increasing disposable income, growing middle class population, rapid urbanization, improving standard of living and consumer preference towards investment in gems and jewellery, the diamond industry is looking forward to high growth trajectory in the near future.